Looking for property search, mortgages and legal advice in one place? Try our BTLPlatform

Your trusted broker partner for

SPV limited company mortgages

Enjoy a buy-to-let mortgage that helps you make more money, not less.
Our team can find you the best SPV buy-to-let mortgage deals;
and help you secure them, too.

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Why invest through an SPV?

The buy-to-let market can be challenging, time-consuming and expensive; but there is a better way.
SPV limited company buy-to-let mortgages offer a whole range of strategic benefits that can help you build a stronger, more flexible and more lucrative portfolio.

Tax savings for higher-rate taxpayers
Property revenue pushing you into the 40% or even 45% income tax bands? With an SPV, you pay corporation tax on your buy-to-let profits at no more than 25%.
100% mortgage interest tax relief
Section 24 took away mortgage relief. Get it back with an SPV limited company. SPV investors can offset 100% of your mortgage expenses from their taxable income.
Retained profits that work
harder for you
Existing company owners can reinvest their retained earnings the tax-efficient way. Transfer funds to your SPV via an intercompany loan and start reaping the buy-to-let returns.
Guilt-free succession planning
Give your family financial peace of mind after you’ve gone; without the tax burdens. SPV limited company shares can be transferred with zero stamp duty or inheritance tax.
Asset protection for your portfolio
Don’t let your buy-to-let properties fall victim to repossession if you end up in dire straits. An SPV can keep your portfolio legally isolated and insulated from your own finances.
Equity release options
Enjoy exponential growth for your buy-to-let portfolio; and the profits that come with it. SPV limited company mortgages enable fast, strategic leverage of your buy-to-let assets.

Get the best limited company mortgage rates with SPV Mortgages

The specialist limited company mortgage brokers here at SPV Mortgages have been helping investors across the UK find and secure their perfect mortgage deals for more than a decade.

Whether you’re a buy-to-let industry newcomer looking to start on the right foot, an experienced investor who’s still waiting to unlock true financial freedom, or a business owner who wants to make their company savings work harder; we’re here to help.

Why choose SPV Mortgages?

  • Over 10 years of SPV limited company mortgage expertise
  • Highly knowledgeable in SPV mortgage regulations and lender criteria
  • No application paperwork; we do it all for you
  • Get pre-approved with SPV lenders across the market with a 30min call
  • Save time and money finding, negotiating and securing the best deal
Introducing

The BTLPlatform

Still stuck at the property search stage?
What if your property portal could actually tell you which properties are worthy investments before you buy?
The SPV Mortgages team has been working on a dedicated property sourcing tool for investors just like you; the BTLPlatform.
Get property listings with detailed investment analytics; find tailored SPV mortgage deals; and even secure legal advice to finalise your acquisitions.

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Expert knowledge & advice for SPV investors

Take your buy-to-let portfolio to the next level. SPV limited company mortgage guides, tips, analysis and more.

April 15, 2022
Transferring your home into a limited company; is it wort

More and more investors are turning their former homes into buy-to-lets via SPV ownership. Should you join them?

Read more
April 15, 2022
Exploring the best buy-to-let mortgage rates for UK properties

Get the low-down on SPV mortgage interest rates; with tips on how to assess different deals and choose the right lender for you.

Read more
April 15, 2022
6 risks of buy-to-let mortgages to know before you buy

Every investor needs to understand the pitfalls of buy-to-let investment - and how to avoid them - before they buy. Here’s our advice.

Read more
Our Free Calculators

Build your investment strategy with our free calculators

Is your latest buy-to-let acquisition prospect the real deal? Analyse investments and develop your strategy with our complete range of online calculator tools.

Limited company stamp duty calculator
Find out how much SDLT you’ll pay in seconds. Click Here
Buy-to-let tax calculator
Discover how much tax you could save with an SPV. Click Here
House price rise calculator
How will compound interest affect your property’s value? Click Here
Rental yield calculator
Does your property offer a good rental yield? Click Here
Buy-to-let deposit calculator
See how much deposit you’ll need to secure financing. Click Here
Mortgage overpayment calculator
Save money and shave years off the repayment period. Click Here
FAQ

Frequently Asked Questions

Can’t find your question here?
We’re here to help; just get in touch!
Contact us

Also known as a limited company mortgage, an SPV mortgage is a type of mortgage which can only be obtained by setting up a Special Purpose Vehicle; a legal entity created for a specific limited purpose, such as purchasing and holding property.
Owning investment properties through an SPV offers a range of benefits for maximising returns and mitigating financial risk.

Also known as a limited company mortgage, an SPV mortgage is a type of mortgage which can only be obtained by setting up a Special Purpose Vehicle; a legal entity created for a specific limited purpose, such as purchasing and holding property.
Owning investment properties through an SPV offers a range of benefits for maximising returns and mitigating financial risk.

Also known as a limited company mortgage, an SPV mortgage is a type of mortgage which can only be obtained by setting up a Special Purpose Vehicle; a legal entity created for a specific limited purpose, such as purchasing and holding property.
Owning investment properties through an SPV offers a range of benefits for maximising returns and mitigating financial risk.

Also known as a limited company mortgage, an SPV mortgage is a type of mortgage which can only be obtained by setting up a Special Purpose Vehicle; a legal entity created for a specific limited purpose, such as purchasing and holding property.
Owning investment properties through an SPV offers a range of benefits for maximising returns and mitigating financial risk.
Testimonials

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5.0 on Google

5.0 on Google

Ready to invest in property with an SPV?

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